Getting compensation for injuries is a vital part of recovery, and understanding the differences between personal injury and bodily injury will make it easier to figure out how much you may be able to collect. If you have been injured in an accident, do not hesitate to file a claim. Even if you are unsure of the process, having a lawyer on your side will help you meet time limits for filing a claim. A lawyer can also handle the legal aspects of your claim, which can reduce your out-of-pocket costs.
What is the difference between bodily injury and personal injury? The answer is available below.
Intentional bodily injury
Intentional personal injury and bodily injury claims may be based on a variety of different causes, including negligence and intentional torts. These claims may result in monetary compensation for the injured party, including medical expenses and out-of-pocket expenses. In some cases, punitive damages may also be awarded.
Intentional bodily injury and personal injury claims are different from other personal injury claims because the torts involve an element of intent. This means that the person causing the injury was deliberately doing it. Intentional torts include assault, battery, sexual crimes, and false arrest or imprisonment. These types of cases typically require a different standard of proof to win, as the victim must prove the defendant intended to cause the injury.
Intentional personal injury and bodily injury cases can also arise from a battery. Intentional battery occurs when someone intentionally touches someone without their consent. The contact can be harmful or offensive, but it must occur in a physical setting. A battery case can arise even if the person who commits the battery is unaware that the victim is being injured.
Negligence
In order to prove negligence in a personal injury or bodily injury case, the injured person must first prove that the defendant breached a duty of care. This duty of care is based on whether or not the defendant should have known that his or her actions could cause an injury.
In personal injury cases, the injured person is entitled to damages that cover his or her expenses and lost wages. These damages are determined by a judge or jury. In order to prove negligence, the plaintiff must be able to show that the defendant’s actions were the proximate cause of the accident. In many cases, a defendant may have been negligent or careless, but the potential for injury was foreseeable because of his or her actions.
Negligence can also include other kinds of injury, such as emotional trauma and pain. Negligent drivers and property owners who do not repair damaged stairs are both examples of negligent behavior. The injured person may also be entitled to damages such as medical bills, loss of earnings, emotional trauma, and similar losses.
Higher liability limits
The higher your liability limits are, the more protection you have. In Arizona, for instance, the minimum liability limit is fifteen/30/10. But, if you are involved in a serious accident, this may not be enough to cover the damages, so it’s wise to have higher liability limits. These limits determine the amount of underinsured motorist coverage and per accident coverage, you can claim. A high liability limit policy is also known as a “single limit” policy.
In most states, you must carry at least a certain amount of bodily injury liability coverage. This amount is also known as a limit, and it is the maximum amount your insurance company will pay for any claim. You can find different liability limits, including a per-person limit that applies only to a single person.